Terms of Service for Estate Performance Advisors

Effective Date: 10-8-25


1. Acceptance of Terms

By accessing or using estateperformance.com (“Site”) and our services (“Services”), you agree to these Terms of Service (“Terms”). If you do not agree, do not use the Site or Services.



2. Services

We provide financial planning, investment planning, insurance planning, and related advisory services. Use of our Services is subject to compliance with applicable laws and regulatory standards.



3. Eligibility & Representations

  • You affirm you are 18 years or older and legally able to enter contracts.
  • You agree to provide accurate, complete, and current information when engaging our Services.
  • You will comply with all regulations and provide documentation as required (e.g. identity verification, financial disclosure).


4. Client Responsibilities

  • You are responsible for reviewing our recommendations, asking questions, and making informed decisions.
  • You remain responsible for meeting legal, tax, and regulatory obligations; we are not your legal or tax advisor (unless separately engaged).
  • You agree to maintain confidentiality of account credentials and notify us of unauthorized use.


5. Fees & Payment

  • Fees are as agreed in your client agreement or engagement letter.
  • Payments are due per schedule; late payments may incur interest or suspension of services.
  • All fees are nonrefundable unless otherwise stated.


6. Disclaimers & Limitations

  • Our deliverables and recommendations are based on information you provide and publicly available data; we cannot guarantee results.
  • Past performance is not indicative of future outcomes.
  • We are not licensed to sell insurance (per your site disclosure). Our insurance recommendations are offered via affiliate or partner arms.
  • You agree to seek legal, tax, or medical advice as needed; our materials are for general information only.


7. Intellectual Property

  • All content on the Site (text, graphics, logos, software) is owned by us or licensed to us and is protected by copyright, trademark, or other laws.
  • You may not use, reproduce, or distribute our intellectual property without our express permission.


8. Prohibited Conduct

You agree not to:

  • Use the Site for unlawful or harmful purposes
  • Interfere with or disrupt site operations
  • Use automated means (bots) to access the Site
  • Attempt to gain unauthorized access to systems, data, or accounts


9. Termination

We may suspend or terminate your access if you violate these Terms or engage in misuse. Upon termination, you lose the right to use our Services and must stop using our content.


10. Indemnification

You agree to indemnify, defend, and hold us harmless from claims, liabilities, damages, and costs (including attorneys’ fees) arising out of your violation of these Terms or misuse of the Site/Services.


11. Limitation of Liability

To the maximum extent permitted by law:

  • We are not liable for indirect, incidental, punitive, or consequential damages.
  • Our total liability for any claim arising out of or relating to these Terms or Services is limited to the amount you paid us (if any) in the past 12 months.


12. Governing Law & Dispute Resolution

  • These Terms are governed by the laws of the State of Michigan.
  • Any dispute must be resolved in state or federal courts located in Michigan unless otherwise required by law.


13. Modifications to Terms

We may revise these Terms at any time. The updated version will be posted on our Site with a new “Effective Date” and will apply going forward.


14. Severability

If any provision of these Terms is found invalid or unenforceable, that part is severed, and the remaining provisions remain in effect.



15. Entire Agreement

These Terms (along with your client agreement) constitute the entire agreement between you and us, superseding prior understandings.